What to look for when picking stocks

Your investment strategy will likely have you looking for different things when you pick stocks. A value investor would be looking at different factors from those of a growth investor. However, this article will cover the most basic factors that any investor should look at while picking stocks. P/E ratio P/E ratio stands for price to earnings ratio. What it really means is how much … Continue reading What to look for when picking stocks

Labour income vs capital income

LABOUR INCOME Labour income is the amount that employed people earn by working. Labour income comes in the form of wages and salaries. CAPITAL INCOME Capital income is the amount that owners of assets earn via their assets. Assets include land, machines, buildings, patents, stocks, bonds and other types of investible assets. Self-employed workers earn from both their work and capital ownership. What are some … Continue reading Labour income vs capital income

9 worst money habits parents unintentionally teach their children

1 . Indulging in immediate gratification One way to remain broke is to constantly give in to temptation. How so? Well, whenever we give in to temptation, we lose another chance of saving those previous dollars. If we allow our children to see us fall in love with an item at first sight and buying it right away without giving second thoughts, they would expect … Continue reading 9 worst money habits parents unintentionally teach their children

How your money struggles affect your kids

While it is good, and even encouraged, that you share your money lessons with your children and involve them in the family’s financial planning, some of us might unknowingly go overboard. When this happens, the sharing no longer benefits our children but could instead ultimately harm them psychologically. When children are inappropriately exposed to adult financial problems and conflicts, they are left feeling anxious and … Continue reading How your money struggles affect your kids

The importance of developing emotional intelligence in your child. {with printable}

According to Daniel Goleman , an American psychologist who helped to popularize emotional intelligence, there are five key elements to it: Self-awareness Self-regulation Motivation Empathy Social skills But why is it so important to have emotional intelligence? Research has shown that children who are emotionally intelligent do better in both school and work (Elias & Weisberg, 2000; Elias et al., 1997; Payton et al., 2000). … Continue reading The importance of developing emotional intelligence in your child. {with printable}